These services enable the instant verification of
customer identity thus providing security for those conducting transactions
online and at call centres. It gives customers instant answers and
enables credit-granters to check security in real time.
VantageScore
Developed as a direct result of market demand for
a new approach to credit scoring, VantageScore combines the collective
experience of the three major credit reporting companies in the
US: Experian, Equifax and TransUnion. Any resultant consumer score
is now directly comparable with any other, with any variations caused
simply by data differences, not by the structure of the scoring
model or data interpretation. Consumers vouch for it being an easier
to understand score. It is independently marketed and sold through
each of the three companies and has created a new standard across
the US.
Small Business Intelliscore
A tool that helps financial institutions evaluate
the creditworthiness and potential risk of a small business through
a single score making the process of doing business with smaller
organisations as quick and efficient as engaging with their larger
competitors and so ultimately creating more opportunity for small
businesses to expand.
Motor Insurance Database
Enables the identification of uninsured drivers in
the UK and provides an effective tool for the police and insurers
to tackle the problem. Uninsured driving costs the UK in excess
of £350 million and affects the insurance premiums of insured
drivers.
‘I really cannot praise UAR highly enough.
When I initially sought help from various organisations, ombudsmen etc.,
I got nowhere. Only when I contacted you did I find an organisation
whose support enabled me to persist and reach a successful conclusion.
My heartfelt thanks therefore to all at the UAR.'
