Specific social applications
Champion a social concern
Consumer Indebtedness Index (CII) and related products |
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| The CII and Hunter and Detect are used by lenders to manage risk and thus ensure responsible lending, preventing people incurring debt way beyond their means. CII was launched in 2002 to measure the level of consumer indebtedness by using Experian’s existing credit bureau data. This system has now been extended with the introduction of the Indebtedness Block – including a set of variables that identifies key characteristics of over-indebtedness and recent credit card behaviours that are strong predictors of the early stages of the problem. | |