Direct to consumer service developments
Experian has a direct responsibility to the millions of people around the world who are our direct customers through our range of services and products collectively called ‘Experian Interactive Media.’ We need to ensure that they get valuable, efficient products and have an excellent experience when using one of our services.
We provide direct-to-consumer credit services with a range of Internet based products including Triple Advantagesm in the US and Credit-Expert in the UK.
We also have a range of services that connect consumers to companies over the Internet (online lead generation). These include LowerMyBills.com which helps consumers obtain better deals on their monthly bills, including mortgages, and ClassesUSA.com which is a free online resource that can assist prospective students in finding degree and certificate programme best suited to advancing their professional goals. PriceGrabber.com is another successful internet based business helping people compare products, services and retailers before making informed purchasing choices.
This year, highlights include:
- Customer satisfaction surveys for Credit-Expert showed that Experian had positive scores when compared to a range of leading financial service providers. Based on customer feedback Experian is working to improve the customers’ ability to view and navigate their credit reports and understand changes to their credit report.
- We surveyed customers of our direct credit services in the US. Of more than 1,700 responses received more than three-quarters indicated that the interaction with customer service reinforced the value of the product and more than 55% were satisfied or very satisfied with the customer service experience.
In the US, the Better Business Bureau collates customer feedback and complaints, using them to produce an independent published rating on each company. Our direct credit services in the US, assessed by the BBB, gained a B rating which means: “A good rating that still implies reputability. We believe a company with this rating would generally conduct business and respond to any complaints satisfactorily.” We continually strive to improve our rating and reputation by addressing consumer issues expediently and issuing refunds when appropriate. Complaints are researched and reviewed to guide continuous improvement.
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